In 2025, many individuals have been hearing about a $1,130 stimulus payment. However, there is some confusion surrounding it, as it is not a new federal stimulus payment from the IRS or Congress.
This payment is part of a state-level refund for Colorado residents under the Taxpayer’s Bill of Rights (TABOR) program. Here’s everything you need to know about the payment: eligibility, payment dates, and the reason behind this refund.
What is the $1,130 Payment?
The $1,130 payment refers to the TABOR refund issued in Colorado. Under TABOR, when the state collects more tax revenue than allowed by law, it is required to return the excess to taxpayers.
The $1,130 is the maximum amount some Colorado residents will receive under this refund program.
It’s important to clarify that this is not a federal stimulus check issued by the IRS or the federal government but rather a state rebate in Colorado.
Eligibility for the $1,130 Payment
To qualify for the $1,130 TABOR refund, residents must meet the following requirements:
- Residency Requirement: You must have been a resident of Colorado for the entire 2024 calendar year.
- Age Requirement: You must be at least 18 years old on January 1, 2024.
- Social Security Number: You must have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
- Filing Requirement: You need to have filed a 2024 Colorado state income tax return by the required deadline.
- Not a Dependent: You cannot be claimed as a dependent on someone else’s tax return.
Additionally, low-income seniors and individuals with disabilities might be eligible for a flat refund of $1,130 through a separate program, even if they did not file taxes.
How Much Will You Get?
The $1,130 is the maximum refund available under the TABOR refund for eligible Colorado residents. Here’s a breakdown of what individuals can expect:
| Filer Type | Refund Amount |
|---|---|
| Single Taxpayer | Up to $1,130 |
| Married Filing Jointly | Typically more, depending on income and filing status. |
| Seniors and Persons with Disabilities (PTCRE) | $1,130, flat amount for qualified individuals, regardless of income. |
| Other Filers (based on AGI and income) | Refunds vary depending on income and tax filing status. |
This refund is based on Colorado’s surplus tax revenue in 2024, which exceeded the state’s spending limit, triggering the requirement to return the excess to taxpayers.
Payment Dates and How You Will Receive the Refund
- Direct Deposits: These began in early October 2025. If you provided your bank account details when filing your taxes, you would have received your refund directly into your account by mid-October.
- Paper Checks: Paper checks were mailed out starting in October 2025 and will continue to be sent through late November 2025. The final payment deadline for checks is November 30, 2025.
If you haven’t received your payment yet and were expecting a check, delays might occur if your mailing address was incorrect or if your bank account details were missing or outdated.
Why is the $1,130 Refund Happening?
The $1,130 payment is not a federal stimulus check but a refund issued by the state of Colorado. This refund comes as part of the Taxpayer’s Bill of Rights (TABOR), which requires the state to return excess revenue to taxpayers if state income surpasses the constitutional cap on state revenue.
The state of Colorado experienced strong tax revenues in 2024 due to factors like business activity growth and population increases, leading to the refund.
However, it’s important to note that there has been no new federal stimulus or IRS direct payments in 2025, and any such payments would require new legislation from Congress.
What You Need to Know
- If you do not live in Colorado, you are not eligible for the $1,130 refund.
- If you did not file a state income tax return for 2024 but are a senior citizen or person with disabilities, you may still be eligible for a flat $1,130 refund through the PTCRE program.
- For those who opted for paper checks, delivery could take longer, so it’s essential to make sure your address and filing details are correct to avoid delays.
- Federal stimulus checks in 2025 have not been issued, and there are no immediate plans for new nationwide payments.
The $1,130 payment in 2025 is not a federal stimulus check, but rather a state-level refund in Colorado, triggered by the Taxpayer’s Bill of Rights (TABOR).
Eligible residents of Colorado who meet specific requirements, such as filing taxes and being a resident for the entire year, will receive this refund.
The payments began in October 2025 and will continue through November 2025. It’s important for people to understand that this is not a federal initiative and that other states are not offering similar payments.
Frequently Asked Questions
Is the $1,130 payment for everyone in the U.S.?
No, the $1,130 payment is specifically for Colorado residents under the TABOR refund program, not a nationwide federal stimulus.
What if I didn’t file a 2024 Colorado tax return? Can I still get the refund?
If you are a senior or person with disabilities, you may qualify for the PTCRE program and receive $1,130 without filing a tax return.
Will the $1,130 payment be taxed?
Generally, this state-level refund is not considered taxable income. However, it’s a good idea to check with a tax professional or the Colorado Department of Revenue for specifics regarding your personal tax situation.